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Bankplus
Belzoni, MS · FDIC Certificate #5903 · Chartered 01/0
Total assets
$8.38B
Total deposits
$7.35B
Total equity
$942.21M
Net loans
$6.34B
Branches (offices)
73
Net income (YTD)
$52.36M
Rank: #195 of 4,213 U.S. banks by assets · #4 of 57 in Mississippi. Assets changed 6.8% and deposits 8.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.27% |
| Return on equity | 11.23% |
| Net interest margin (YTD) | 3.82% |
| Equity to assets | 11.25% |
| Tier 1 leverage ratio | 10.84% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 86.3% |
| Real estate loans (share of loans) | 85.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.42B | 85.5% | |
| Commercial & industrial | $737.32M | 11.6% | |
| Consumer / individual | $109.51M | 1.7% | |
| Construction & development | $477.41M | 7.5% | |
| Agricultural | $123.88M | 2.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.57B | $5.85B | $32.55M | $649.43M |
| Jun 2023 | $7.54B | $6.23B | $34.76M | $691.09M |
| Jun 2024 | $7.76B | $6.66B | $36.26M | $798.46M |
| Jun 2025 | $7.84B | $6.78B | $48.17M | $878.99M |
| Jun 2026 | $8.38B | $7.35B | $52.36M | $942.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $5.45B | 51 |
| Louisiana | $1.35B | 14 |
| Alabama | $512.84M | 7 |
| Florida | $29.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.35B.
Similar-sized banks
Cnb Bank ($8.41B) · Poppy Bank ($8.32B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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