Advertisement
Banner Capital Bank
Harrisburg, NE · FDIC Certificate #19274 · Chartered 10/1
Total assets
$379.75M
Total deposits
$335.19M
Total equity
$41.16M
Net loans
$307.05M
Branches (offices)
7
Net income (YTD)
$3.50M
Rank: #2,147 of 4,213 U.S. banks by assets · #53 of 138 in Nebraska. Assets changed 6.8% and deposits 6.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.88% |
| Return on equity | 17.32% |
| Net interest margin (YTD) | 4.58% |
| Equity to assets | 10.84% |
| Tier 1 leverage ratio | 10.96% |
| Uninsured deposits (share of deposits) | 17.7% |
| Noncurrent loans (share of loans) | 1.31% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 91.6% |
| Real estate loans (share of loans) | 58.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $178.56M | 58.2% | |
| Commercial & industrial | $31.99M | 10.4% | |
| Consumer / individual | $12.18M | 4.0% | |
| Construction & development | $13.77M | 4.5% | |
| Agricultural | $88.30M | 28.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $234.89M | $210.91M | $1.71M | $19.52M |
| Jun 2023 | $317.21M | $264.40M | $2.69M | $31.52M |
| Jun 2024 | $341.15M | $286.76M | $3.11M | $34.52M |
| Jun 2025 | $355.42M | $316.15M | $3.35M | $37.80M |
| Jun 2026 | $379.75M | $335.19M | $3.50M | $41.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $213.13M | 3 |
| Nebraska | $122.06M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $335.19M.
Similar-sized banks
Pine Country Bank ($380.28M) · Merchants & Planters' Bank ($379.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement