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Baraboo State Bank
Baraboo, WI · FDIC Certificate #12788 · Chartered 07/0
Total assets
$569.60M
Total deposits
$490.36M
Total equity
$65.85M
Net loans
$296.81M
Branches (offices)
7
Net income (YTD)
$3.44M
Rank: #1,618 of 4,213 U.S. banks by assets · #57 of 153 in Wisconsin. Assets changed 5.7% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 10.63% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 11.56% |
| Tier 1 leverage ratio | 11.70% |
| Uninsured deposits (share of deposits) | 13.7% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 60.5% |
| Real estate loans (share of loans) | 95.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $283.48M | 95.5% | |
| Commercial & industrial | $9.60M | 3.2% | |
| Consumer / individual | $3.82M | 1.3% | |
| Construction & development | $11.28M | 3.8% | |
| Agricultural | $30.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $511.35M | $455.31M | $2.27M | $46.81M |
| Jun 2023 | $504.29M | $443.99M | $2.72M | $51.24M |
| Jun 2024 | $492.89M | $426.98M | $2.35M | $56.39M |
| Jun 2025 | $538.92M | $464.49M | $3.11M | $61.30M |
| Jun 2026 | $569.60M | $490.36M | $3.44M | $65.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $490.36M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $490.36M.
Similar-sized banks
Hyperion Bank ($569.88M) · Buckeye State Bank ($569.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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