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Belgrade State Bank
Belgrade, MO · FDIC Certificate #12208 · Chartered 06/1
Total assets
$548.02M
Total deposits
$495.34M
Total equity
$49.06M
Net loans
$407.81M
Branches (offices)
6
Net income (YTD)
$4.27M
Rank: #1,674 of 4,213 U.S. banks by assets · #66 of 190 in Missouri. Assets changed 8.0% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 18.15% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 8.95% |
| Tier 1 leverage ratio | 10.13% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $342.37M | 84.0% | |
| Commercial & industrial | $31.10M | 7.6% | |
| Consumer / individual | $28.53M | 7.0% | |
| Construction & development | $53.53M | 13.1% | |
| Agricultural | $7.86M | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $361.77M | $333.27M | $2.00M | $26.20M |
| Jun 2023 | $418.09M | $379.23M | $3.38M | $29.76M |
| Jun 2024 | $452.14M | $414.33M | $3.01M | $34.29M |
| Jun 2025 | $507.65M | $462.85M | $3.85M | $41.00M |
| Jun 2026 | $548.02M | $495.34M | $4.27M | $49.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $495.34M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $495.34M.
Similar-sized banks
Silver Lake Bank ($548.25M) · Charter West Bank ($547.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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