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Belt Valley Bank
Belt, MT · FDIC Certificate #15362 · Chartered 03/1
Total assets
$89.92M
Total deposits
$73.98M
Total equity
$13.32M
Net loans
$73.00M
Branches (offices)
1
Net income (YTD)
$899.00K
Rank: #3,749 of 4,213 U.S. banks by assets · #32 of 35 in Montana. Assets changed 10.5% and deposits 11.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.01% |
| Return on equity | 13.72% |
| Net interest margin (YTD) | 5.35% |
| Equity to assets | 14.81% |
| Tier 1 leverage ratio | 14.83% |
| Uninsured deposits (share of deposits) | 7.5% |
| Noncurrent loans (share of loans) | 3.85% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 98.7% |
| Real estate loans (share of loans) | 78.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $57.55M | 78.8% | |
| Commercial & industrial | $2.95M | 4.0% | |
| Consumer / individual | $2.06M | 2.8% | |
| Construction & development | $13.09M | 17.9% | |
| Agricultural | $11.24M | 15.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $80.42M | $68.69M | $548.00K | $10.16M |
| Jun 2023 | $77.73M | $61.93M | $747.00K | $10.76M |
| Jun 2024 | $82.67M | $62.57M | $778.00K | $11.65M |
| Jun 2025 | $81.34M | $66.33M | $844.00K | $12.59M |
| Jun 2026 | $89.92M | $73.98M | $899.00K | $13.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $73.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $73.98M.
Similar-sized banks
The Stock Exchange Bank, Caldwell, Kansas ($90.30M) · First State Bank ($89.78M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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