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Benchmark Bank
Plano, TX · FDIC Certificate #19215 · Chartered 08/2
Total assets
$1.65B
Total deposits
$1.50B
Total equity
$138.41M
Net loans
$1.08B
Branches (offices)
8
Net income (YTD)
$6.57M
Rank: #682 of 4,213 U.S. banks by assets · #62 of 346 in Texas. Assets changed 30.3% and deposits 31.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 10.59% |
| Net interest margin (YTD) | 4.17% |
| Equity to assets | 8.39% |
| Tier 1 leverage ratio | 8.47% |
| Uninsured deposits (share of deposits) | 61.1% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 1.12% |
| Loans to deposits | 72.0% |
| Real estate loans (share of loans) | 65.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $703.22M | 65.3% | |
| Commercial & industrial | $157.07M | 14.6% | |
| Consumer / individual | $25.43M | 2.4% | |
| Construction & development | $183.62M | 17.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.26B | $1.15B | $16.46M | $97.71M |
| Jun 2023 | $1.06B | $940.74M | $10.36M | $106.32M |
| Jun 2024 | $1.12B | $993.44M | $8.10M | $109.65M |
| Jun 2025 | $1.27B | $1.14B | $9.43M | $116.10M |
| Jun 2026 | $1.65B | $1.50B | $6.57M | $138.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.50B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.50B.
Similar-sized banks
Horicon Bank ($1.65B) · The Ohio Valley Bank Company ($1.65B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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