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Blissfield State Bank
Blissfield, MI · FDIC Certificate #976 · Chartered 05/2
Total assets
$114.60M
Total deposits
$104.55M
Total equity
$9.90M
Net loans
$58.86M
Branches (offices)
1
Net income (YTD)
$683.00K
Rank: #3,572 of 4,213 U.S. banks by assets · #64 of 72 in Michigan. Assets changed 1.1% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 14.26% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 8.64% |
| Tier 1 leverage ratio | 11.29% |
| Uninsured deposits (share of deposits) | 12.5% |
| Noncurrent loans (share of loans) | 1.69% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 56.3% |
| Real estate loans (share of loans) | 65.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $38.41M | 65.3% | |
| Commercial & industrial | $7.18M | 12.2% | |
| Consumer / individual | $4.53M | 7.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $9.54M | 16.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $118.47M | $112.70M | $414.00K | $5.70M |
| Jun 2023 | $113.88M | $107.57M | $743.00K | $6.18M |
| Jun 2024 | $112.21M | $103.00M | $566.00K | $7.09M |
| Jun 2025 | $113.38M | $105.25M | $739.00K | $7.96M |
| Jun 2026 | $114.60M | $104.55M | $683.00K | $9.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $104.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $104.55M.
Similar-sized banks
The Lytle State Bank Of Lytle, Texas ($114.62M) · B2 Bank National Association ($114.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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