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Blue Grass Savings Bank
Blue Grass, IA · FDIC Certificate #13753 · Chartered 01/0
Total assets
$225.49M
Total deposits
$185.63M
Total equity
$30.12M
Net loans
$114.66M
Branches (offices)
2
Net income (YTD)
$1.46M
Rank: #2,835 of 4,213 U.S. banks by assets · #129 of 225 in Iowa. Assets changed -0.3% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 9.82% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 13.36% |
| Tier 1 leverage ratio | 14.30% |
| Uninsured deposits (share of deposits) | 12.6% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 61.8% |
| Real estate loans (share of loans) | 78.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $90.16M | 78.6% | |
| Commercial & industrial | $19.27M | 16.8% | |
| Consumer / individual | $808.00K | 0.7% | |
| Construction & development | $4.78M | 4.2% | |
| Agricultural | $6.79M | 5.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $226.44M | $195.39M | $1.03M | $22.80M |
| Jun 2023 | $224.01M | $190.35M | $624.00K | $22.82M |
| Jun 2024 | $226.34M | $191.40M | $767.00K | $25.22M |
| Jun 2025 | $226.22M | $187.93M | $1.08M | $27.87M |
| Jun 2026 | $225.49M | $185.63M | $1.46M | $30.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $185.63M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $185.63M.
Similar-sized banks
I3 Bank ($225.49M) · First Texoma National Bank ($225.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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