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Blueharbor Bank
Mooresville, NC · FDIC Certificate #58691 · Chartered 01/0
Total assets
$628.41M
Total deposits
$551.19M
Total equity
$69.62M
Net loans
$532.00M
Branches (offices)
3
Net income (YTD)
$6.85M
Rank: #1,504 of 4,213 U.S. banks by assets · #18 of 38 in North Carolina. Assets changed 15.4% and deposits 17.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.21% |
| Return on equity | 20.48% |
| Net interest margin (YTD) | 4.26% |
| Equity to assets | 11.08% |
| Tier 1 leverage ratio | 11.78% |
| Uninsured deposits (share of deposits) | 35.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 96.5% |
| Real estate loans (share of loans) | 91.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $483.99M | 91.0% | |
| Commercial & industrial | $50.09M | 9.4% | |
| Consumer / individual | $1.17M | 0.2% | |
| Construction & development | $67.15M | 12.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $423.11M | $379.46M | $2.87M | $39.46M |
| Jun 2023 | $422.82M | $371.37M | $3.98M | $46.69M |
| Jun 2024 | $463.31M | $404.43M | $2.77M | $51.88M |
| Jun 2025 | $544.45M | $468.10M | $4.91M | $59.18M |
| Jun 2026 | $628.41M | $551.19M | $6.85M | $69.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $551.19M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $551.19M.
Similar-sized banks
Cs Bank ($628.45M) · Slovenian Savings And Loan Association Of Canonsburg ($626.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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