Advertisement
Bnc National Bank
Glendale, AZ · FDIC Certificate #57197 · Chartered 07/0
Total assets
$1.05B
Total deposits
$915.78M
Total equity
$120.94M
Net loans
$721.54M
Branches (offices)
12
Net income (YTD)
$6.07M
Rank: #1,010 of 4,213 U.S. banks by assets · #3 of 12 in Arizona. Assets changed 11.1% and deposits 10.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.14% |
| Return on equity | 10.30% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 11.57% |
| Tier 1 leverage ratio | 12.21% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.84% |
| Net charge-offs (share of loans) | 0.61% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 71.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $516.15M | 71.5% | |
| Commercial & industrial | $134.44M | 18.6% | |
| Consumer / individual | $57.01M | 7.9% | |
| Construction & development | $35.14M | 4.9% | |
| Agricultural | $17.03M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $917.72M | $798.89M | $3.91M | $111.23M |
| Jun 2023 | $928.73M | $822.14M | $2.72M | $99.92M |
| Jun 2024 | $914.26M | $799.83M | $4.29M | $109.63M |
| Jun 2025 | $940.41M | $827.71M | $4.60M | $108.32M |
| Jun 2026 | $1.05B | $915.78M | $6.07M | $120.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $808.10M | 11 |
| Arizona | $107.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $915.78M.
Similar-sized banks
Brentwood Bank ($1.05B) · First Southern Bank ($1.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement