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Bom Bank
Natchitoches, LA · FDIC Certificate #1373 · Chartered 10/0
Total assets
$1.61B
Total deposits
$1.38B
Total equity
$166.95M
Net loans
$1.20B
Branches (offices)
26
Net income (YTD)
$7.79M
Rank: #699 of 4,213 U.S. banks by assets · #8 of 103 in Louisiana. Assets changed 16.4% and deposits 18.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.00% |
| Return on equity | 9.53% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 10.38% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 52.4% |
| Noncurrent loans (share of loans) | 0.86% |
| Net charge-offs (share of loans) | 0.20% |
| Loans to deposits | 86.6% |
| Real estate loans (share of loans) | 85.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.02B | 85.2% | |
| Commercial & industrial | $160.04M | 13.3% | |
| Consumer / individual | $14.60M | 1.2% | |
| Construction & development | $115.28M | 9.6% | |
| Agricultural | $5.36M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $775.77M | $690.05M | $8.55M | $82.16M |
| Jun 2023 | $968.39M | $794.42M | $11.60M | $102.83M |
| Jun 2024 | $1.09B | $976.80M | $9.03M | $112.27M |
| Jun 2025 | $1.38B | $1.17B | $11.71M | $156.59M |
| Jun 2026 | $1.61B | $1.38B | $7.79M | $166.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $1.17B | 17 |
| Texas | $211.40M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.38B.
Similar-sized banks
Pacific National Bank ($1.61B) · Grasshopper Bank, N.A. ($1.60B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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