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Bravera Bank
Dickinson, ND · FDIC Certificate #22559 · Chartered 12/0
Total assets
$3.81B
Total deposits
$3.34B
Total equity
$398.10M
Net loans
$2.74B
Branches (offices)
35
Net income (YTD)
$26.40M
Rank: #349 of 4,213 U.S. banks by assets · #6 of 60 in North Dakota. Assets changed 12.4% and deposits 12.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 13.31% |
| Net interest margin (YTD) | 3.62% |
| Equity to assets | 10.45% |
| Tier 1 leverage ratio | 9.73% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 0.90% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 82.2% |
| Real estate loans (share of loans) | 58.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.59B | 58.0% | |
| Commercial & industrial | $342.82M | 12.5% | |
| Consumer / individual | $414.29M | 15.1% | |
| Construction & development | $170.87M | 6.2% | |
| Agricultural | $384.84M | 14.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.33B | $2.13B | $12.62M | $176.19M |
| Jun 2023 | $2.47B | $2.17B | $10.91M | $184.86M |
| Jun 2024 | $3.21B | $2.86B | $19.60M | $282.76M |
| Jun 2025 | $3.39B | $2.97B | $20.43M | $327.76M |
| Jun 2026 | $3.81B | $3.34B | $26.40M | $398.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $2.97B | 26 |
| Montana | $271.81M | 7 |
| Minnesota | $100.88M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.34B.
Similar-sized banks
Independence Bank Of Kentucky ($3.83B) · Bank Of Utah ($3.79B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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