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Breda Savings Bank
Breda, IA · FDIC Certificate #5792 · Chartered 01/0
Total assets
$105.99M
Total deposits
$84.66M
Total equity
$8.70M
Net loans
$55.65M
Branches (offices)
1
Net income (YTD)
$845.00K
Rank: #3,636 of 4,213 U.S. banks by assets · #192 of 225 in Iowa. Assets changed 9.1% and deposits 9.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 20.92% |
| Net interest margin (YTD) | 3.09% |
| Equity to assets | 8.20% |
| Tier 1 leverage ratio | 10.88% |
| Uninsured deposits (share of deposits) | 29.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 65.7% |
| Real estate loans (share of loans) | 64.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.95M | 64.6% | |
| Commercial & industrial | $4.18M | 7.5% | |
| Consumer / individual | $579.00K | 1.0% | |
| Construction & development | $2.72M | 4.9% | |
| Agricultural | $15.37M | 27.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.36M | $63.55M | $643.00K | $4.52M |
| Jun 2023 | $91.45M | $70.60M | $500.00K | $5.51M |
| Jun 2024 | $101.11M | $79.98M | $730.00K | $5.98M |
| Jun 2025 | $97.18M | $77.63M | $482.00K | $6.94M |
| Jun 2026 | $105.99M | $84.66M | $845.00K | $8.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $84.66M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $84.66M.
Similar-sized banks
Beauregard Federal Savings Bank ($106.44M) · First State Bank Minnesota ($105.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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