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Bridge City State Bank
Bridge City, TX · FDIC Certificate #18155 · Chartered 02/2
Total assets
$246.78M
Total deposits
$199.74M
Total equity
$21.57M
Net loans
$133.40M
Branches (offices)
3
Net income (YTD)
$1.40M
Rank: #2,733 of 4,213 U.S. banks by assets · #236 of 346 in Texas. Assets changed 2.7% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 13.44% |
| Net interest margin (YTD) | 3.62% |
| Equity to assets | 8.74% |
| Tier 1 leverage ratio | 11.71% |
| Uninsured deposits (share of deposits) | 45.1% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 66.8% |
| Real estate loans (share of loans) | 85.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $113.78M | 85.3% | |
| Commercial & industrial | $19.23M | 14.4% | |
| Consumer / individual | $1.63M | 1.2% | |
| Construction & development | $32.91M | 24.7% | |
| Agricultural | $51.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $208.05M | $194.45M | $912.00K | $13.28M |
| Jun 2023 | $203.83M | $186.05M | $994.00K | $13.60M |
| Jun 2024 | $212.27M | $196.35M | $1.19M | $15.06M |
| Jun 2025 | $240.24M | $191.42M | $1.25M | $17.04M |
| Jun 2026 | $246.78M | $199.74M | $1.40M | $21.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $199.74M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $199.74M.
Similar-sized banks
Cornerstone State Bank ($246.96M) · Bank Of Weston ($246.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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