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Bristol County Savings Bank
Taunton, MA · FDIC Certificate #23622 · Chartered 03/0
Total assets
$3.26B
Total deposits
$2.64B
Total equity
$469.63M
Net loans
$2.71B
Branches (offices)
18
Net income (YTD)
$9.94M
Rank: #395 of 4,213 U.S. banks by assets · #15 of 89 in Massachusetts. Assets changed 8.9% and deposits 5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.63% |
| Return on equity | 4.27% |
| Net interest margin (YTD) | 3.40% |
| Equity to assets | 14.41% |
| Tier 1 leverage ratio | 14.40% |
| Uninsured deposits (share of deposits) | 35.8% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 102.6% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.28B | 84.1% | |
| Commercial & industrial | $203.03M | 7.5% | |
| Consumer / individual | $246.44M | 9.1% | |
| Construction & development | $115.71M | 4.3% | |
| Agricultural | $121.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.97B | $2.56B | -$8.88M | $356.44M |
| Jun 2023 | $3.12B | $2.48B | $7.20M | $382.98M |
| Jun 2024 | $3.11B | $2.59B | $11.76M | $415.39M |
| Jun 2025 | $2.99B | $2.51B | $8.12M | $448.48M |
| Jun 2026 | $3.26B | $2.64B | $9.94M | $469.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $2.38B | 14 |
| Rhode Island | $260.99M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.64B.
Similar-sized banks
Stearns Bank National Association ($3.27B) · Georgia Banking Company ($3.26B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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