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Calvin B. Taylor Banking Company Of Berlin, Maryland
Berlin, MD · FDIC Certificate #5874 · Chartered 01/0
Total assets
$1.02B
Total deposits
$881.50M
Total equity
$129.73M
Net loans
$694.87M
Branches (offices)
12
Net income (YTD)
$7.42M
Rank: #1,031 of 4,213 U.S. banks by assets · #9 of 27 in Maryland. Assets changed 5.4% and deposits 4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.49% |
| Return on equity | 11.61% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 12.73% |
| Tier 1 leverage ratio | 13.65% |
| Uninsured deposits (share of deposits) | 11.3% |
| Noncurrent loans (share of loans) | 0.83% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 92.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $640.53M | 92.2% | |
| Commercial & industrial | $44.96M | 6.5% | |
| Consumer / individual | $5.45M | 0.8% | |
| Construction & development | $43.64M | 6.3% | |
| Agricultural | $854.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $923.84M | $827.55M | $4.99M | $91.67M |
| Jun 2023 | $884.79M | $784.43M | $6.64M | $96.78M |
| Jun 2024 | $896.39M | $785.80M | $5.81M | $106.83M |
| Jun 2025 | $966.86M | $841.75M | $7.58M | $120.61M |
| Jun 2026 | $1.02B | $881.50M | $7.42M | $129.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maryland | $692.48M | 8 |
| Virginia | $134.32M | 3 |
| Delaware | $54.71M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $881.50M.
Similar-sized banks
Olympia Federal Savings And Loan Association ($1.02B) · River Bank ($1.02B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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