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Carrollton Federal Bank
Carrollton, KY · FDIC Certificate #29774 · Chartered 01/0
Total assets
$43.61M
Total deposits
$37.09M
Total equity
$6.24M
Net loans
$27.14M
Branches (offices)
1
Net income (YTD)
$154.00K
Rank: #4,077 of 4,213 U.S. banks by assets · #116 of 120 in Kentucky. Assets changed 6.1% and deposits 5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 5.01% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 14.32% |
| Tier 1 leverage ratio | 15.71% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 73.2% |
| Real estate loans (share of loans) | 95.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $25.86M | 95.3% | |
| Commercial & industrial | $32.00K | 0.1% | |
| Consumer / individual | $1.44M | 5.3% | |
| Construction & development | $3.48M | 12.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.29M | $33.80M | $96.00K | $4.91M |
| Jun 2023 | $38.40M | $33.14M | $148.00K | $5.14M |
| Jun 2024 | $39.01M | $33.31M | $125.00K | $5.50M |
| Jun 2025 | $41.11M | $35.14M | $123.00K | $5.72M |
| Jun 2026 | $43.61M | $37.09M | $154.00K | $6.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $37.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $37.09M.
Similar-sized banks
Solutions Plus Bank ($43.85M) · Kindred State Bank ($43.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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