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Castroville State Bank
Castroville, TX · FDIC Certificate #17979 · Chartered 04/0
Total assets
$269.70M
Total deposits
$241.28M
Total equity
$27.90M
Net loans
$184.34M
Branches (offices)
2
Net income (YTD)
$2.03M
Rank: #2,611 of 4,213 U.S. banks by assets · #227 of 346 in Texas. Assets changed 4.8% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 15.00% |
| Net interest margin (YTD) | 3.56% |
| Equity to assets | 10.34% |
| Tier 1 leverage ratio | 10.93% |
| Uninsured deposits (share of deposits) | 37.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 76.4% |
| Real estate loans (share of loans) | 87.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $160.51M | 87.1% | |
| Commercial & industrial | $14.62M | 7.9% | |
| Consumer / individual | $4.70M | 2.6% | |
| Construction & development | $26.09M | 14.2% | |
| Agricultural | $3.27M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $256.49M | $238.51M | $1.72M | $17.69M |
| Jun 2023 | $260.08M | $228.03M | $1.65M | $19.63M |
| Jun 2024 | $268.13M | $243.97M | $858.00K | $21.68M |
| Jun 2025 | $257.35M | $226.15M | $1.51M | $24.62M |
| Jun 2026 | $269.70M | $241.28M | $2.03M | $27.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $241.28M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $241.28M.
Similar-sized banks
Farmers And Merchants Bank ($269.79M) · The Peoples Bank ($269.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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