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Cbi Bank & Trust
Muscatine, IA · FDIC Certificate #1552 · Chartered 06/1
Total assets
$1.70B
Total deposits
$1.44B
Total equity
$201.08M
Net loans
$1.06B
Branches (offices)
24
Net income (YTD)
$9.23M
Rank: #665 of 4,213 U.S. banks by assets · #17 of 225 in Iowa. Assets changed 8.1% and deposits 6.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 9.23% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 11.80% |
| Tier 1 leverage ratio | 10.23% |
| Uninsured deposits (share of deposits) | 31.2% |
| Noncurrent loans (share of loans) | 1.01% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 73.8% |
| Real estate loans (share of loans) | 77.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $819.91M | 77.2% | |
| Commercial & industrial | $158.92M | 15.0% | |
| Consumer / individual | $9.67M | 0.9% | |
| Construction & development | $52.44M | 4.9% | |
| Agricultural | $72.20M | 6.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.14B | $1.00B | $5.67M | $119.50M |
| Jun 2023 | $1.16B | $1.02B | $5.89M | $128.01M |
| Jun 2024 | $1.56B | $1.35B | $8.18M | $168.21M |
| Jun 2025 | $1.58B | $1.35B | $9.07M | $186.25M |
| Jun 2026 | $1.70B | $1.44B | $9.23M | $201.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $741.02M | 13 |
| Illinois | $660.62M | 10 |
| Wisconsin | $38.74M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.44B.
Similar-sized banks
Foresight Bank ($1.71B) · The Adirondack Trust Company ($1.70B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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