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Ccb Community Bank
Andalusia, AL · FDIC Certificate #16595 · Chartered 07/0
Total assets
$661.94M
Total deposits
$592.45M
Total equity
$63.83M
Net loans
$503.96M
Branches (offices)
5
Net income (YTD)
$7.76M
Rank: #1,430 of 4,213 U.S. banks by assets · #26 of 93 in Alabama. Assets changed -0.5% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.34% |
| Return on equity | 24.83% |
| Net interest margin (YTD) | 4.73% |
| Equity to assets | 9.64% |
| Tier 1 leverage ratio | 10.53% |
| Uninsured deposits (share of deposits) | 25.2% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 85.1% |
| Real estate loans (share of loans) | 86.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $435.77M | 86.5% | |
| Commercial & industrial | $53.47M | 10.6% | |
| Consumer / individual | $7.59M | 1.5% | |
| Construction & development | $48.88M | 9.7% | |
| Agricultural | $12.28M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $598.89M | $547.32M | $5.26M | $49.97M |
| Jun 2023 | $618.53M | $547.67M | $5.51M | $51.68M |
| Jun 2024 | $675.08M | $594.15M | $5.90M | $54.59M |
| Jun 2025 | $665.13M | $599.36M | $7.20M | $59.23M |
| Jun 2026 | $661.94M | $592.45M | $7.76M | $63.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $445.70M | 2 |
| Florida | $146.75M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $592.45M.
Similar-sized banks
Carroll Bank And Trust ($662.06M) · The Bank Of Bennington ($661.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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