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Cedar Rapids State Bank
Cedar Rapids, NE · FDIC Certificate #18820 · Chartered 05/2
Total assets
$174.94M
Total deposits
$157.45M
Total equity
$16.53M
Net loans
$145.18M
Branches (offices)
3
Net income (YTD)
$961.00K
Rank: #3,147 of 4,213 U.S. banks by assets · #86 of 138 in Nebraska. Assets changed 1.9% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 11.63% |
| Net interest margin (YTD) | 3.52% |
| Equity to assets | 9.45% |
| Tier 1 leverage ratio | 9.56% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 1.73% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.2% |
| Real estate loans (share of loans) | 75.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $109.83M | 75.7% | |
| Commercial & industrial | $18.85M | 13.0% | |
| Consumer / individual | $1.92M | 1.3% | |
| Construction & development | $5.05M | 3.5% | |
| Agricultural | $15.85M | 10.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $85.75M | $73.28M | $292.00K | $7.21M |
| Jun 2023 | $120.18M | $98.60M | $408.00K | $9.88M |
| Jun 2024 | $165.86M | $147.01M | $505.00K | $14.56M |
| Jun 2025 | $171.65M | $154.58M | $1.19M | $16.60M |
| Jun 2026 | $174.94M | $157.45M | $961.00K | $16.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $157.45M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $157.45M.
Similar-sized banks
Central State Bank ($175.06M) · Farmers State Bank & Trust Co. ($174.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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