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Central Bank Of Kansas City
Kansas City, MO · FDIC Certificate #17009 · Chartered 08/1
Total assets
$410.19M
Total deposits
$336.59M
Total equity
$50.69M
Net loans
$319.43M
Branches (offices)
2
Net income (YTD)
$5.99M
Rank: #2,034 of 4,213 U.S. banks by assets · #82 of 190 in Missouri. Assets changed 14.3% and deposits 13.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.94% |
| Return on equity | 23.68% |
| Net interest margin (YTD) | 4.78% |
| Equity to assets | 12.36% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 26.4% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 94.9% |
| Real estate loans (share of loans) | 45.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $146.68M | 45.9% | |
| Commercial & industrial | $177.66M | 55.6% | |
| Consumer / individual | $50.00K | 0.0% | |
| Construction & development | $8.71M | 2.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $347.19M | $302.85M | $5.02M | $39.08M |
| Jun 2023 | $355.66M | $302.05M | $7.70M | $48.31M |
| Jun 2024 | $355.62M | $278.19M | $6.73M | $49.76M |
| Jun 2025 | $358.75M | $296.83M | $12.77M | $50.46M |
| Jun 2026 | $410.19M | $336.59M | $5.99M | $50.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $336.59M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $336.59M.
Similar-sized banks
Exchange Bank ($410.31M) · Community Savings Bank ($410.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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