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Chambers Bank
Danville, AR · FDIC Certificate #5615 · Chartered 10/0
Total assets
$1.59B
Total deposits
$1.33B
Total equity
$203.69M
Net loans
$1.15B
Branches (offices)
25
Net income (YTD)
$13.77M
Rank: #713 of 4,213 U.S. banks by assets · #16 of 78 in Arkansas. Assets changed 12.2% and deposits 14.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.76% |
| Return on equity | 13.73% |
| Net interest margin (YTD) | 4.35% |
| Equity to assets | 12.83% |
| Tier 1 leverage ratio | 12.57% |
| Uninsured deposits (share of deposits) | 40.2% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 86.7% |
| Real estate loans (share of loans) | 83.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $960.70M | 83.6% | |
| Commercial & industrial | $184.81M | 16.1% | |
| Consumer / individual | $9.52M | 0.8% | |
| Construction & development | $248.22M | 21.6% | |
| Agricultural | $3.65M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.26B | $1.02B | $7.26M | $145.78M |
| Jun 2023 | $1.27B | $1.04B | $9.24M | $154.57M |
| Jun 2024 | $1.32B | $1.09B | $10.43M | $168.95M |
| Jun 2025 | $1.41B | $1.16B | $14.84M | $187.35M |
| Jun 2026 | $1.59B | $1.33B | $13.77M | $203.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $1.30B | 24 |
| Texas | $28.52M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.33B.
Similar-sized banks
The Vinton County National Bank ($1.59B) · Northfield Savings Bank ($1.58B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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