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Charles Schwab Trust Bank
Westlake, TX · FDIC Certificate #59108 · Chartered 07/0
Total assets
$10.51B
Total deposits
$9.68B
Total equity
$808.59M
Net loans
$0
Branches (offices)
1
Net income (YTD)
$107.36M
Rank: #154 of 4,213 U.S. banks by assets · #10 of 346 in Texas. Assets changed 8.7% and deposits 9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.05% |
| Return on equity | 27.48% |
| Net interest margin (YTD) | 2.48% |
| Equity to assets | 7.69% |
| Tier 1 leverage ratio | 10.93% |
| Uninsured deposits (share of deposits) | 5.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $15.46B | $14.75B | $64.00M | $690.00M |
| Jun 2023 | $11.77B | $11.25B | $89.00M | $489.00M |
| Jun 2024 | $9.45B | $8.63B | $85.00M | $805.00M |
| Jun 2025 | $9.67B | $8.86B | $95.71M | $783.65M |
| Jun 2026 | $10.51B | $9.68B | $107.36M | $808.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $9.68B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $9.68B.
Similar-sized banks
Washington Trust Bank ($10.54B) · Centier Bank ($10.41B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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