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Citizens Deposit Bank Of Arlington, Inc.
Arlington, KY · FDIC Certificate #16852 · Chartered 12/0
Total assets
$348.19M
Total deposits
$287.77M
Total equity
$41.16M
Net loans
$244.81M
Branches (offices)
5
Net income (YTD)
$2.77M
Rank: #2,261 of 4,213 U.S. banks by assets · #57 of 120 in Kentucky. Assets changed 8.7% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 13.83% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 11.82% |
| Tier 1 leverage ratio | 13.66% |
| Uninsured deposits (share of deposits) | 34.5% |
| Noncurrent loans (share of loans) | 0.94% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 85.1% |
| Real estate loans (share of loans) | 78.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $190.90M | 78.0% | |
| Commercial & industrial | $36.68M | 15.0% | |
| Consumer / individual | $9.76M | 4.0% | |
| Construction & development | $9.76M | 4.0% | |
| Agricultural | $11.35M | 4.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $281.10M | $236.95M | $1.68M | $30.80M |
| Jun 2023 | $295.26M | $241.16M | $1.82M | $32.50M |
| Jun 2024 | $302.43M | $248.35M | $1.55M | $34.37M |
| Jun 2025 | $320.23M | $264.69M | $2.27M | $36.61M |
| Jun 2026 | $348.19M | $287.77M | $2.77M | $41.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $287.77M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $287.77M.
Similar-sized banks
Citizens National Bank Of Albion ($348.50M) · Heritage Community Bank ($347.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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