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Citizens National Bank Of Crosbyton
Crosbyton, TX · FDIC Certificate #3158 · Chartered 01/0
Total assets
$77.61M
Total deposits
$64.05M
Total equity
$13.08M
Net loans
$27.91M
Branches (offices)
1
Net income (YTD)
$838.00K
Rank: #3,857 of 4,213 U.S. banks by assets · #323 of 346 in Texas. Assets changed 5.9% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.16% |
| Return on equity | 12.86% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 16.86% |
| Tier 1 leverage ratio | 16.81% |
| Uninsured deposits (share of deposits) | 26.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 43.6% |
| Real estate loans (share of loans) | 42.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $11.99M | 42.9% | |
| Commercial & industrial | $4.01M | 14.4% | |
| Consumer / individual | $2.89M | 10.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $9.27M | 33.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.17M | $56.85M | $127.00K | $9.24M |
| Jun 2023 | $66.40M | $56.01M | $713.00K | $10.11M |
| Jun 2024 | $64.87M | $53.08M | $977.00K | $11.33M |
| Jun 2025 | $73.30M | $60.46M | $785.00K | $12.33M |
| Jun 2026 | $77.61M | $64.05M | $838.00K | $13.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $64.05M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $64.05M.
Similar-sized banks
The First National Bank Of Blanchester ($77.67M) · Marseilles Bank ($77.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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