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Citizens State Bank, Of Arlington
Arlington, SD · FDIC Certificate #1118 · Chartered 08/2
Total assets
$153.20M
Total deposits
$134.90M
Total equity
$17.07M
Net loans
$73.05M
Branches (offices)
3
Net income (YTD)
$848.00K
Rank: #3,284 of 4,213 U.S. banks by assets · #38 of 56 in South Dakota. Assets changed 5.5% and deposits 5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 10.03% |
| Net interest margin (YTD) | 2.94% |
| Equity to assets | 11.14% |
| Tier 1 leverage ratio | 11.74% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 54.1% |
| Real estate loans (share of loans) | 63.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $46.31M | 63.4% | |
| Commercial & industrial | $4.12M | 5.6% | |
| Consumer / individual | $2.10M | 2.9% | |
| Construction & development | $1.75M | 2.4% | |
| Agricultural | $21.50M | 29.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $133.05M | $121.04M | $530.00K | $11.15M |
| Jun 2023 | $142.34M | $126.11M | $566.00K | $11.77M |
| Jun 2024 | $142.25M | $121.83M | $278.00K | $13.01M |
| Jun 2025 | $145.17M | $128.21M | $528.00K | $15.75M |
| Jun 2026 | $153.20M | $134.90M | $848.00K | $17.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $134.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $134.90M.
Similar-sized banks
American Heritage Bank ($153.23M) · Lake Region Bank ($152.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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