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City National Bank Of Florida
Miami, FL · FDIC Certificate #20234 · Chartered 08/1
Total assets
$29.11B
Total deposits
$22.11B
Total equity
$3.09B
Net loans
$20.38B
Branches (offices)
30
Net income (YTD)
$177.55M
Rank: #72 of 4,213 U.S. banks by assets · #5 of 81 in Florida. Assets changed 7.6% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 11.86% |
| Net interest margin (YTD) | 2.97% |
| Equity to assets | 10.60% |
| Tier 1 leverage ratio | 11.38% |
| Uninsured deposits (share of deposits) | 51.5% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 92.2% |
| Real estate loans (share of loans) | 75.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.40B | 75.6% | |
| Commercial & industrial | $3.00B | 14.7% | |
| Consumer / individual | $47.55M | 0.2% | |
| Construction & development | $1.64B | 8.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $23.18B | $19.21B | $137.96M | $2.03B |
| Jun 2023 | $26.31B | $21.99B | $109.50M | $2.19B |
| Jun 2024 | $26.20B | $20.97B | $66.79M | $2.41B |
| Jun 2025 | $27.06B | $21.53B | $121.29M | $2.69B |
| Jun 2026 | $29.11B | $22.11B | $177.55M | $3.09B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $22.11B | 30 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $22.11B.
Similar-sized banks
Bny Mellon, National Association ($30.62B) · United Community Bank ($28.99B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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