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City National Bank Of West Virginia
Charleston, WV · FDIC Certificate #17735 · Chartered 04/0
Total assets
$6.76B
Total deposits
$5.43B
Total equity
$718.54M
Net loans
$4.49B
Branches (offices)
95
Net income (YTD)
$65.83M
Rank: #228 of 4,213 U.S. banks by assets · #2 of 41 in West Virginia. Assets changed 2.7% and deposits 2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.96% |
| Return on equity | 19.17% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 10.64% |
| Tier 1 leverage ratio | 9.65% |
| Uninsured deposits (share of deposits) | 16.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 82.7% |
| Real estate loans (share of loans) | 89.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.99B | 89.0% | |
| Commercial & industrial | $446.64M | 10.0% | |
| Consumer / individual | $39.82M | 0.9% | |
| Construction & development | $54.67M | 1.2% | |
| Agricultural | $2.21M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.20B | $5.15B | $45.16M | $552.45M |
| Jun 2023 | $6.12B | $5.03B | $57.08M | $609.08M |
| Jun 2024 | $6.32B | $5.10B | $58.98M | $647.61M |
| Jun 2025 | $6.58B | $5.31B | $64.89M | $692.34M |
| Jun 2026 | $6.76B | $5.43B | $65.83M | $718.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $3.54B | 58 |
| Kentucky | $1.21B | 21 |
| Virginia | $531.18M | 13 |
| Ohio | $142.13M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.43B.
Similar-sized banks
Intrust Bank, National Association ($6.76B) · Third Coast Bank ($6.73B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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