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Clinton Bank
Clinton, KY · FDIC Certificate #304 · Chartered 09/0
Total assets
$70.41M
Total deposits
$59.17M
Total equity
$10.68M
Net loans
$51.44M
Branches (offices)
1
Net income (YTD)
$261.00K
Rank: #3,904 of 4,213 U.S. banks by assets · #110 of 120 in Kentucky. Assets changed -1.4% and deposits -1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 4.77% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 15.18% |
| Tier 1 leverage ratio | 16.82% |
| Uninsured deposits (share of deposits) | 18.4% |
| Noncurrent loans (share of loans) | 1.77% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 86.9% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.20M | 80.1% | |
| Commercial & industrial | $4.07M | 7.9% | |
| Consumer / individual | $2.52M | 4.9% | |
| Construction & development | $329.00K | 0.6% | |
| Agricultural | $2.91M | 5.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $68.59M | $55.14M | $215.00K | $10.15M |
| Jun 2023 | $63.97M | $51.90M | $220.00K | $10.22M |
| Jun 2024 | $65.90M | $54.20M | $177.00K | $10.48M |
| Jun 2025 | $71.38M | $60.29M | $182.00K | $10.71M |
| Jun 2026 | $70.41M | $59.17M | $261.00K | $10.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $59.17M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $59.17M.
Similar-sized banks
Argentine Federal Savings ($70.41M) · Walters Bank And Trust Company ($70.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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