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Coffee County Bank
Manchester, TN · FDIC Certificate #22090 · Chartered 08/1
Total assets
$427.61M
Total deposits
$384.15M
Total equity
$39.65M
Net loans
$362.79M
Branches (offices)
4
Net income (YTD)
$5.47M
Rank: #1,969 of 4,213 U.S. banks by assets · #58 of 109 in Tennessee. Assets changed 6.7% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.56% |
| Return on equity | 28.45% |
| Net interest margin (YTD) | 4.83% |
| Equity to assets | 9.27% |
| Tier 1 leverage ratio | 9.65% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 94.4% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $304.90M | 84.0% | |
| Commercial & industrial | $33.74M | 9.3% | |
| Consumer / individual | $26.77M | 7.4% | |
| Construction & development | $47.78M | 13.2% | |
| Agricultural | $1.95M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $290.88M | $253.12M | $3.56M | $25.77M |
| Jun 2023 | $348.38M | $283.44M | $3.83M | $27.81M |
| Jun 2024 | $367.43M | $291.80M | $2.97M | $29.83M |
| Jun 2025 | $400.93M | $363.28M | $4.41M | $34.18M |
| Jun 2026 | $427.61M | $384.15M | $5.47M | $39.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $384.15M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $384.15M.
Similar-sized banks
Exchange Bank And Trust Company ($428.73M) · The Union State Bank Of Everest ($427.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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