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Community Bank And Trust
Neosho, MO · FDIC Certificate #13068 · Chartered 01/0
Total assets
$445.06M
Total deposits
$394.36M
Total equity
$37.00M
Net loans
$203.53M
Branches (offices)
13
Net income (YTD)
$2.45M
Rank: #1,928 of 4,213 U.S. banks by assets · #77 of 190 in Missouri. Assets changed 2.6% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 13.45% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 8.31% |
| Tier 1 leverage ratio | 8.37% |
| Uninsured deposits (share of deposits) | 16.1% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 51.6% |
| Real estate loans (share of loans) | 57.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.77M | 57.4% | |
| Commercial & industrial | $14.74M | 7.2% | |
| Consumer / individual | $4.54M | 2.2% | |
| Construction & development | $2.28M | 1.1% | |
| Agricultural | $54.51M | 26.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $417.61M | $374.85M | $867.00K | $26.53M |
| Jun 2023 | $405.75M | $359.18M | $1.87M | $26.27M |
| Jun 2024 | $416.45M | $368.87M | $1.87M | $27.46M |
| Jun 2025 | $433.80M | $379.19M | $2.17M | $32.42M |
| Jun 2026 | $445.06M | $394.36M | $2.45M | $37.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $349.87M | 12 |
| Kansas | $44.49M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $394.36M.
Similar-sized banks
Riverhills Bank ($445.16M) · The National Grand Bank Of Marblehead ($444.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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