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Community Bankers' Bank
Midlothian, VA · FDIC Certificate #26871 · Chartered 01/0
Total assets
$139.43M
Total deposits
$94.94M
Total equity
$19.25M
Net loans
$89.62M
Branches (offices)
1
Net income (YTD)
$155.00K
Rank: #3,384 of 4,213 U.S. banks by assets · #51 of 56 in Virginia. Assets changed 0.6% and deposits -10.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 1.62% |
| Net interest margin (YTD) | 2.85% |
| Equity to assets | 13.81% |
| Tier 1 leverage ratio | 15.43% |
| Uninsured deposits (share of deposits) | 27.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 94.4% |
| Real estate loans (share of loans) | 87.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $78.54M | 87.6% | |
| Commercial & industrial | $2.28M | 2.5% | |
| Consumer / individual | $740.00K | 0.8% | |
| Construction & development | $8.05M | 9.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.57M | $109.88M | $415.00K | $17.64M |
| Jun 2023 | $150.70M | $112.07M | $90.00K | $17.50M |
| Jun 2024 | $151.41M | $117.15M | $109.00K | $17.98M |
| Jun 2025 | $138.60M | $105.61M | $94.00K | $18.60M |
| Jun 2026 | $139.43M | $94.94M | $155.00K | $19.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $94.94M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $94.94M.
Similar-sized banks
First State Bank ($139.60M) · West Plains Bank ($139.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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