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Community First Bank
Rosholt, WI · FDIC Certificate #12512 · Chartered 01/0
Total assets
$97.63M
Total deposits
$84.67M
Total equity
$8.71M
Net loans
$62.65M
Branches (offices)
3
Net income (YTD)
$354.00K
Rank: #3,692 of 4,213 U.S. banks by assets · #143 of 153 in Wisconsin. Assets changed -3.0% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.70% |
| Return on equity | 8.20% |
| Net interest margin (YTD) | 4.32% |
| Equity to assets | 8.92% |
| Tier 1 leverage ratio | 11.02% |
| Uninsured deposits (share of deposits) | 17.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 74.0% |
| Real estate loans (share of loans) | 90.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.88M | 90.8% | |
| Commercial & industrial | $3.26M | 5.2% | |
| Consumer / individual | $1.09M | 1.7% | |
| Construction & development | $4.98M | 7.9% | |
| Agricultural | $364.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $107.58M | $101.80M | $276.00K | $5.58M |
| Jun 2023 | $103.02M | $89.64M | $236.00K | $6.10M |
| Jun 2024 | $100.64M | $86.23M | $248.00K | $7.17M |
| Jun 2025 | $100.67M | $85.19M | $188.00K | $7.00M |
| Jun 2026 | $97.63M | $84.67M | $354.00K | $8.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $84.67M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $84.67M.
Similar-sized banks
Bank Of Lindsay ($97.88M) · The First National Bank Of Osakis ($97.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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