Advertisement
Community First National Bank
Manhattan, KS · FDIC Certificate #35585 · Chartered 02/0
Total assets
$374.68M
Total deposits
$326.69M
Total equity
$40.65M
Net loans
$287.82M
Branches (offices)
2
Net income (YTD)
$3.46M
Rank: #2,159 of 4,213 U.S. banks by assets · #59 of 183 in Kansas. Assets changed 5.0% and deposits 4.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.88% |
| Return on equity | 17.39% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 10.85% |
| Tier 1 leverage ratio | 10.94% |
| Uninsured deposits (share of deposits) | 35.6% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 88.1% |
| Real estate loans (share of loans) | 62.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $179.69M | 62.4% | |
| Commercial & industrial | $33.68M | 11.7% | |
| Consumer / individual | $5.83M | 2.0% | |
| Construction & development | $17.85M | 6.2% | |
| Agricultural | $217.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $304.82M | $265.56M | $2.04M | $33.61M |
| Jun 2023 | $321.97M | $281.14M | $2.34M | $33.80M |
| Jun 2024 | $336.69M | $295.51M | $2.49M | $34.74M |
| Jun 2025 | $356.89M | $312.83M | $2.94M | $37.30M |
| Jun 2026 | $374.68M | $326.69M | $3.46M | $40.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $326.69M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $326.69M.
Similar-sized banks
Georgia Community Bank ($374.99M) · The Farmers Bank Of Appomattox ($374.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement