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Banks · Illinois

Community National Bank In Monmouth

Monmouth, IL · FDIC Certificate #19230 · Chartered 09/1

Total assets
$55.12M
Total deposits
$47.67M
Total equity
$6.95M
Net loans
$33.30M
Branches (offices)
1
Net income (YTD)
$291.00K
Rank: #4,006 of 4,213 U.S. banks by assets · #294 of 322 in Illinois. Assets changed 0.9% and deposits 0.0% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.08%
Return on equity8.56%
Net interest margin (YTD)4.35%
Equity to assets12.61%
Tier 1 leverage ratio13.13%
Uninsured deposits (share of deposits)13.9%
Noncurrent loans (share of loans)0.90%
Net charge-offs (share of loans)0.03%
Loans to deposits69.9%
Real estate loans (share of loans)67.2%

Loan mix

CategoryAmountShare
Real estate loans$22.38M
67.2%
Commercial & industrial$1.84M
5.5%
Consumer / individual$2.17M
6.5%
Construction & development$1.55M
4.6%
Agricultural$7.42M
22.3%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$51.86M$46.18M$168.00K$5.22M
Jun 2023$56.17M$50.72M$180.00K$5.21M
Jun 2024$51.99M$45.75M$202.00K$5.79M
Jun 2025$54.63M$47.66M$243.00K$6.49M
Jun 2026$55.12M$47.67M$291.00K$6.95M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Illinois$47.67M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.67M.

Similar-sized banks

State National Bank ($55.13M) · The Security State Bank ($55.10M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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