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Community Point Bank
Russellville, MO · FDIC Certificate #14604 · Chartered 07/1
Total assets
$259.72M
Total deposits
$227.43M
Total equity
$19.69M
Net loans
$212.05M
Branches (offices)
3
Net income (YTD)
$2.13M
Rank: #2,665 of 4,213 U.S. banks by assets · #106 of 190 in Missouri. Assets changed 18.8% and deposits 16.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.70% |
| Return on equity | 21.78% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 7.58% |
| Tier 1 leverage ratio | 8.20% |
| Uninsured deposits (share of deposits) | 17.0% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 93.2% |
| Real estate loans (share of loans) | 71.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $152.30M | 71.8% | |
| Commercial & industrial | $20.93M | 9.9% | |
| Consumer / individual | $8.57M | 4.0% | |
| Construction & development | $12.60M | 5.9% | |
| Agricultural | $32.67M | 15.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $163.08M | $150.45M | $1.01M | $12.32M |
| Jun 2023 | $166.75M | $149.84M | $767.00K | $12.53M |
| Jun 2024 | $187.69M | $173.01M | $1.19M | $14.19M |
| Jun 2025 | $218.60M | $195.44M | $1.73M | $16.65M |
| Jun 2026 | $259.72M | $227.43M | $2.13M | $19.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $227.43M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $227.43M.
Similar-sized banks
Bank Of Hindman ($259.73M) · First Texas Bank ($259.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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