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Community Resource Bank
Northfield, MN · FDIC Certificate #5219 · Chartered 09/1
Total assets
$556.39M
Total deposits
$471.76M
Total equity
$63.72M
Net loans
$410.18M
Branches (offices)
4
Net income (YTD)
$3.91M
Rank: #1,653 of 4,213 U.S. banks by assets · #42 of 221 in Minnesota. Assets changed 3.0% and deposits 4.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.40% |
| Return on equity | 12.37% |
| Net interest margin (YTD) | 4.28% |
| Equity to assets | 11.45% |
| Tier 1 leverage ratio | 10.52% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.38% |
| Loans to deposits | 86.9% |
| Real estate loans (share of loans) | 85.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $349.33M | 85.2% | |
| Commercial & industrial | $43.78M | 10.7% | |
| Consumer / individual | $7.62M | 1.9% | |
| Construction & development | $19.70M | 4.8% | |
| Agricultural | $14.91M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $357.83M | $310.01M | $2.17M | $38.12M |
| Jun 2023 | $405.00M | $343.17M | $1.75M | $37.37M |
| Jun 2024 | $379.54M | $319.59M | $1.57M | $38.86M |
| Jun 2025 | $540.00M | $451.97M | $2.38M | $58.92M |
| Jun 2026 | $556.39M | $471.76M | $3.91M | $63.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $471.76M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $471.76M.
Similar-sized banks
Mountain Valley Bank ($556.54M) · Texas Traditions Bank ($555.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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