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Community Savings
Caldwell, OH · FDIC Certificate #27969 · Chartered 01/0
Total assets
$284.66M
Total deposits
$219.79M
Total equity
$37.91M
Net loans
$241.93M
Branches (offices)
1
Net income (YTD)
$1.99M
Rank: #2,548 of 4,213 U.S. banks by assets · #79 of 155 in Ohio. Assets changed 5.0% and deposits -0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 10.74% |
| Net interest margin (YTD) | 5.19% |
| Equity to assets | 13.32% |
| Tier 1 leverage ratio | 12.43% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.88% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 110.1% |
| Real estate loans (share of loans) | 100.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $242.27M | 100.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $2.65M | 1.1% | |
| Construction & development | $489.00K | 0.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $111.41M | $91.55M | -$762.00K | $19.52M |
| Jun 2023 | $116.72M | $91.14M | $134.00K | $24.33M |
| Jun 2024 | $215.45M | $175.51M | $326.00K | $28.47M |
| Jun 2025 | $271.17M | $220.39M | $1.21M | $33.82M |
| Jun 2026 | $284.66M | $219.79M | $1.99M | $37.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $219.79M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $219.79M.
Similar-sized banks
Sawyer Savings Bank ($284.74M) · The Commercial Bank ($284.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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