Advertisement
Community Savings Bank
Edgewood, IA · FDIC Certificate #14633 · Chartered 01/1
Total assets
$613.59M
Total deposits
$501.41M
Total equity
$55.09M
Net loans
$419.95M
Branches (offices)
12
Net income (YTD)
$3.13M
Rank: #1,532 of 4,213 U.S. banks by assets · #49 of 225 in Iowa. Assets changed 1.3% and deposits 6.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 11.61% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 8.98% |
| Tier 1 leverage ratio | 10.05% |
| Uninsured deposits (share of deposits) | 29.2% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 79.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $335.56M | 79.9% | |
| Commercial & industrial | $44.63M | 10.6% | |
| Consumer / individual | $8.72M | 2.1% | |
| Construction & development | $41.11M | 9.8% | |
| Agricultural | $31.41M | 7.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $529.79M | $452.91M | $1.83M | $41.93M |
| Jun 2023 | $566.42M | $467.90M | $1.81M | $43.38M |
| Jun 2024 | $577.82M | $462.74M | $1.70M | $44.73M |
| Jun 2025 | $605.93M | $470.51M | $2.73M | $48.52M |
| Jun 2026 | $613.59M | $501.41M | $3.13M | $55.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $501.41M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $501.41M.
Similar-sized banks
Crown Bank ($614.28M) · Madison County Bank ($613.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement