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County Bank
Rehoboth Beach, DE · FDIC Certificate #33009 · Chartered 07/0
Total assets
$696.40M
Total deposits
$577.75M
Total equity
$99.80M
Net loans
$514.12M
Branches (offices)
7
Net income (YTD)
$11.38M
Rank: #1,372 of 4,213 U.S. banks by assets · #9 of 15 in Delaware. Assets changed 9.1% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.34% |
| Return on equity | 23.64% |
| Net interest margin (YTD) | 5.34% |
| Equity to assets | 14.33% |
| Tier 1 leverage ratio | 15.41% |
| Uninsured deposits (share of deposits) | 16.3% |
| Noncurrent loans (share of loans) | 0.30% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 89.0% |
| Real estate loans (share of loans) | 79.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $410.16M | 79.8% | |
| Commercial & industrial | $37.14M | 7.2% | |
| Consumer / individual | $71.53M | 13.9% | |
| Construction & development | $89.70M | 17.4% | |
| Agricultural | $10.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $600.15M | $541.84M | $3.25M | $45.98M |
| Jun 2023 | $593.65M | $507.41M | $4.83M | $52.06M |
| Jun 2024 | $602.98M | $515.94M | $5.11M | $61.78M |
| Jun 2025 | $638.47M | $538.05M | $9.32M | $77.84M |
| Jun 2026 | $696.40M | $577.75M | $11.38M | $99.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Delaware | $577.75M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $577.75M.
Similar-sized banks
The Citizens National Bank Of Somerset ($700.90M) · Bank Of Ocean City ($694.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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