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Countybank
Greenwood, SC · FDIC Certificate #9155 · Chartered 06/0
Total assets
$732.96M
Total deposits
$623.09M
Total equity
$45.78M
Net loans
$407.68M
Branches (offices)
10
Net income (YTD)
$5.35M
Rank: #1,336 of 4,213 U.S. banks by assets · #18 of 43 in South Carolina. Assets changed 1.2% and deposits -0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.45% |
| Return on equity | 23.07% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 6.25% |
| Tier 1 leverage ratio | 8.72% |
| Uninsured deposits (share of deposits) | 28.2% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 65.4% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $374.54M | 91.9% | |
| Commercial & industrial | $25.18M | 6.2% | |
| Consumer / individual | $11.30M | 2.8% | |
| Construction & development | $21.61M | 5.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $696.94M | $622.40M | $2.33M | $29.99M |
| Jun 2023 | $706.34M | $583.11M | $3.16M | $28.33M |
| Jun 2024 | $690.20M | $561.88M | $2.15M | $32.71M |
| Jun 2025 | $724.08M | $627.94M | $4.13M | $38.01M |
| Jun 2026 | $732.96M | $623.09M | $5.35M | $45.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $623.09M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $623.09M.
Similar-sized banks
First Midwest Bank Of The Ozarks ($733.21M) · Axiom Bank, National Association ($732.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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