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Credit One Bank, National Association
Las Vegas, NV · FDIC Certificate #25620 · Chartered 07/3
Total assets
$2.44B
Total deposits
$1.44B
Total equity
$660.98M
Net loans
$1.69B
Branches (offices)
1
Net income (YTD)
$277.43M
Rank: #510 of 4,213 U.S. banks by assets · #4 of 14 in Nevada. Assets changed 26.9% and deposits 47.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 25.35% |
| Return on equity | 90.76% |
| Net interest margin (YTD) | 24.80% |
| Equity to assets | 27.10% |
| Tier 1 leverage ratio | 28.17% |
| Uninsured deposits (share of deposits) | 7.8% |
| Noncurrent loans (share of loans) | 3.19% |
| Net charge-offs (share of loans) | 11.90% |
| Loans to deposits | 117.2% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $1.97B | 117.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.00B | $377.76M | $194.48M | $396.78M |
| Jun 2023 | $1.21B | $543.34M | $224.84M | $442.54M |
| Jun 2024 | $1.60B | $760.03M | $232.30M | $473.00M |
| Jun 2025 | $1.92B | $976.97M | $282.05M | $641.36M |
| Jun 2026 | $2.44B | $1.44B | $277.43M | $660.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nevada | $1.44B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.44B.
Similar-sized banks
Traditional Bank, Inc. ($2.44B) · El Dorado Savings Bank, F.S.B. ($2.44B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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