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Cusb Bank
Cresco, IA · FDIC Certificate #18443 · Chartered 04/0
Total assets
$812.11M
Total deposits
$699.30M
Total equity
$95.62M
Net loans
$634.17M
Branches (offices)
7
Net income (YTD)
$6.20M
Rank: #1,240 of 4,213 U.S. banks by assets · #31 of 225 in Iowa. Assets changed 4.7% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 13.15% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 11.77% |
| Tier 1 leverage ratio | 12.27% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.65% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 90.7% |
| Real estate loans (share of loans) | 67.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $429.94M | 67.8% | |
| Commercial & industrial | $59.93M | 9.4% | |
| Consumer / individual | $25.04M | 3.9% | |
| Construction & development | $8.25M | 1.3% | |
| Agricultural | $126.69M | 20.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $658.51M | $583.35M | $4.50M | $71.07M |
| Jun 2023 | $718.55M | $597.86M | $3.15M | $73.04M |
| Jun 2024 | $755.49M | $612.42M | $3.61M | $80.35M |
| Jun 2025 | $776.00M | $671.10M | $5.05M | $84.80M |
| Jun 2026 | $812.11M | $699.30M | $6.20M | $95.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $699.30M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $699.30M.
Similar-sized banks
Promiseone Bank ($812.16M) · Minster Bank ($811.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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