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Dalhart Federal Savings & Loan Association, SSB
Dalhart, TX · FDIC Certificate #29208 · Chartered 10/0
Total assets
$126.30M
Total deposits
$95.49M
Total equity
$12.59M
Net loans
$78.64M
Branches (offices)
2
Net income (YTD)
$23.00K
Rank: #3,481 of 4,213 U.S. banks by assets · #297 of 346 in Texas. Assets changed -6.4% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.04% |
| Return on equity | 0.37% |
| Net interest margin (YTD) | 3.00% |
| Equity to assets | 9.97% |
| Tier 1 leverage ratio | 11.42% |
| Uninsured deposits (share of deposits) | 10.3% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 98.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.16M | 98.1% | |
| Commercial & industrial | $595.00K | 0.8% | |
| Consumer / individual | $879.00K | 1.1% | |
| Construction & development | $1.57M | 2.0% | |
| Agricultural | $255.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $128.42M | $101.14M | $594.00K | $13.49M |
| Jun 2023 | $133.39M | $97.17M | -$603.00K | $13.09M |
| Jun 2024 | $140.41M | $90.84M | -$383.00K | $13.09M |
| Jun 2025 | $134.93M | $94.78M | -$165.00K | $12.34M |
| Jun 2026 | $126.30M | $95.49M | $23.00K | $12.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $95.49M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $95.49M.
Similar-sized banks
Community First Bank ($126.50M) · Cedar Valley Bank & Trust ($126.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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