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Dedham Institution For Savings
Dedham, MA · FDIC Certificate #23620 · Chartered 03/1
Total assets
$2.60B
Total deposits
$2.06B
Total equity
$290.61M
Net loans
$2.02B
Branches (offices)
15
Net income (YTD)
$11.36M
Rank: #486 of 4,213 U.S. banks by assets · #20 of 89 in Massachusetts. Assets changed 2.1% and deposits 7.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 7.99% |
| Net interest margin (YTD) | 2.89% |
| Equity to assets | 11.17% |
| Tier 1 leverage ratio | 11.39% |
| Uninsured deposits (share of deposits) | 35.7% |
| Noncurrent loans (share of loans) | 1.15% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 98.1% |
| Real estate loans (share of loans) | 92.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.87B | 92.5% | |
| Commercial & industrial | $119.18M | 5.9% | |
| Consumer / individual | $346.00K | 0.0% | |
| Construction & development | $307.45M | 15.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.00B | $1.70B | $455.00K | $209.79M |
| Jun 2023 | $2.25B | $1.68B | $7.64M | $234.03M |
| Jun 2024 | $2.36B | $1.83B | $6.13M | $252.02M |
| Jun 2025 | $2.55B | $1.91B | $5.85M | $267.18M |
| Jun 2026 | $2.60B | $2.06B | $11.36M | $290.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $2.06B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.06B.
Similar-sized banks
Fidelity Bank & Trust ($2.60B) · Ks Statebank ($2.60B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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