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Desjardins Bank, National Association
Hallandale, FL · FDIC Certificate #33565 · Chartered 02/2
Total assets
$362.08M
Total deposits
$292.90M
Total equity
$67.42M
Net loans
$267.56M
Branches (offices)
2
Net income (YTD)
$2.19M
Rank: #2,190 of 4,213 U.S. banks by assets · #52 of 81 in Florida. Assets changed 8.0% and deposits 15.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.25% |
| Return on equity | 6.61% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 18.62% |
| Tier 1 leverage ratio | 19.31% |
| Uninsured deposits (share of deposits) | 30.6% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.4% |
| Real estate loans (share of loans) | 98.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $263.23M | 98.4% | |
| Commercial & industrial | $4.16M | 1.6% | |
| Consumer / individual | $3.01M | 1.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $390.22M | $353.12M | $976.00K | $34.20M |
| Jun 2023 | $335.62M | $256.39M | $2.39M | $51.52M |
| Jun 2024 | $327.91M | $243.49M | $3.00M | $57.40M |
| Jun 2025 | $335.25M | $254.68M | $2.54M | $63.43M |
| Jun 2026 | $362.08M | $292.90M | $2.19M | $67.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $292.90M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $292.90M.
Similar-sized banks
Shelby County State Bank ($363.24M) · Native American Bank, National Association ($362.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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