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Douglas National Bank
Douglas, GA · FDIC Certificate #57230 · Chartered 11/1
Total assets
$326.93M
Total deposits
$294.67M
Total equity
$31.92M
Net loans
$249.75M
Branches (offices)
1
Net income (YTD)
$5.76M
Rank: #2,350 of 4,213 U.S. banks by assets · #63 of 123 in Georgia. Assets changed -1.1% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.51% |
| Return on equity | 36.56% |
| Net interest margin (YTD) | 5.35% |
| Equity to assets | 9.76% |
| Tier 1 leverage ratio | 10.33% |
| Uninsured deposits (share of deposits) | 37.2% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $210.16M | 84.1% | |
| Commercial & industrial | $30.76M | 12.3% | |
| Consumer / individual | $8.68M | 3.5% | |
| Construction & development | $12.36M | 5.0% | |
| Agricultural | $2.67M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $265.57M | $243.90M | $3.06M | $21.49M |
| Jun 2023 | $273.77M | $251.91M | $4.00M | $21.71M |
| Jun 2024 | $286.33M | $251.38M | $4.17M | $24.35M |
| Jun 2025 | $330.69M | $301.69M | $5.22M | $28.61M |
| Jun 2026 | $326.93M | $294.67M | $5.76M | $31.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $294.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.67M.
Similar-sized banks
The Equitable Bank, S.S.B. ($327.12M) · Columbus State Bank ($326.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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