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Dozier Bank
Dozier, AL · FDIC Certificate #2794 · Chartered 03/1
Total assets
$54.84M
Total deposits
$40.33M
Total equity
$13.55M
Net loans
$19.84M
Branches (offices)
1
Net income (YTD)
$292.00K
Rank: #4,008 of 4,213 U.S. banks by assets · #89 of 93 in Alabama. Assets changed -0.6% and deposits -3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 4.34% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 24.71% |
| Tier 1 leverage ratio | 26.77% |
| Uninsured deposits (share of deposits) | 39.3% |
| Noncurrent loans (share of loans) | 1.84% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 49.2% |
| Real estate loans (share of loans) | 76.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.12M | 76.2% | |
| Commercial & industrial | $3.44M | 17.3% | |
| Consumer / individual | $994.00K | 5.0% | |
| Construction & development | $2.36M | 11.9% | |
| Agricultural | $71.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $40.60M | $36.65M | $69.00K | $3.20M |
| Jun 2023 | $50.94M | $38.57M | $128.00K | $11.60M |
| Jun 2024 | $54.80M | $41.91M | $236.00K | $12.03M |
| Jun 2025 | $55.14M | $41.58M | $305.00K | $12.58M |
| Jun 2026 | $54.84M | $40.33M | $292.00K | $13.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $40.33M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $40.33M.
Similar-sized banks
The Security State Bank ($55.10M) · The Pioneer Savings Bank ($54.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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