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Dr Bank
Darien, CT · FDIC Certificate #58257 · Chartered 04/2
Total assets
$912.61M
Total deposits
$754.50M
Total equity
$88.00M
Net loans
$746.24M
Branches (offices)
2
Net income (YTD)
$10.83M
Rank: #1,130 of 4,213 U.S. banks by assets · #16 of 26 in Connecticut. Assets changed 25.8% and deposits 26.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.49% |
| Return on equity | 26.11% |
| Net interest margin (YTD) | 5.28% |
| Equity to assets | 9.64% |
| Tier 1 leverage ratio | 10.28% |
| Uninsured deposits (share of deposits) | 14.9% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.31% |
| Loans to deposits | 98.9% |
| Real estate loans (share of loans) | 34.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $255.10M | 34.2% | |
| Commercial & industrial | $6.21M | 0.8% | |
| Consumer / individual | $490.08M | 65.7% | |
| Construction & development | $27.41M | 3.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $438.08M | $345.19M | $539.00K | $42.93M |
| Jun 2023 | $509.22M | $408.62M | -$539.00K | $43.58M |
| Jun 2024 | $647.33M | $525.20M | -$878.00K | $54.09M |
| Jun 2025 | $725.27M | $597.41M | $4.85M | $65.04M |
| Jun 2026 | $912.61M | $754.50M | $10.83M | $88.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Connecticut | $754.50M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $754.50M.
Similar-sized banks
Spiritbank ($912.80M) · Versabank Usa National Association ($911.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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